Student Resources

Managing Finances  

Personal finance is an important and central part of reducing stress in your life. Additionally, many employers expect students to have better financial skills, including personal financial management. Whether you receive financial aid or not, we encourage you to check out the links below. 

Create a budget 

• • THRIVE Financial Wellness

  • Links to an external site.

  • - THRIVE is a free program available to all students through the Harvard Federal Credit Union. In addition to online resources, the program also offers a free info line Monday-Saturday for budgeting and debt counseling. 

  • The Motley Fool

  • Links to an external site.

  •  - Find personal budgeting calculators on this site. 

  • Mint

  • Links to an external site.

  •  – An online money management system.

  • YNAB

  • Links to an external site.

  •  – An online money management system.

Loan Calculators

• • Loan Repayment Estimator

  • Links to an external site.

  •  – The federal student aid website allows you to load all of your federal student loans and estimate future monthly payments. 

  • Loan Payment Calculator

  • Links to an external site.

  •  – Finaid.org can help you estimate the monthly payment on your loans, including private loans.

Additional Financial Tips 

• •  Life at Harvard – Some of the content is college-specific, it has tips for finding great food, cheap textbooks, and more on a budget.  

Tax Resources

Student Financial Services is unable to provide tax advice as we are not tax experts, but there are helpful websites and information to assist with your tax questions: 

• • Harvard University Tax Website 

  • Harvard International Office Tax Information 

  • Internal Revenue Service (IRS)

  • Links to an external site.

  •  

  • Massachusetts Department of Revenue

  • Links to an external site.

  •  

Video Tutorials: The HMS Financial Aid Office has created a number of short informative web modules on various financial aid topics such as financial aid basics and loan repayment. 

Paying for Graduate School  

The Financial Aid Office at Harvard Medical School is committed to providing you with the information you need to make informed decisions about financing your Harvard Medical School education. For more information on the types of funding offered please visit the HMS Financial Aid Office Website. 

Working During Graduate School  

HMS Masters programs are full-time unless your program allows part-time study. HMS Master’s programs require that students dedicate themselves to rigorous academic work and research. Students should check with your program to ensure you can manage program requirements and succeed academically.

Part-time Work During Graduate School  

Some students work part-time during their Master’s Programs. Students should ensure you check with your program to ensure you meet program requirements before seeking a part-time job. Students seeking part-time work during their program may check the Student Employment Office (SEO) website: https://seo.harvard.edu (student employment office). Students may also check with faculty and staff in their program on opportunities not posted at the SEO.  

International students should review the HIO website for more information on working during your graduate programhttp://hio.harvard.edu/student-employment, as well as information on working in the U.S. after graduation through programs such as Optional Practical Training for F-1 visa holders.  

Harvard University Police Department (HUPD) 

• Urgent: 617-495-1212 

• Longwood: (617) 432-1397 for General Inquiries

• Business: 617-495-1215 

Title IX Resource Coordinators for HMS

1. Mark Addison

Title IX Resource Coordinator for Students
Gordon Hall, Human Resources, Suite 150
25 Shattuck Street
Boston, MA 02115
Mark_Addison@hms.harvard.edu

2. Keri Godin

Title IX Resource Coordinator for Faculty
Gordon Hall, Faculty Affairs, Suite 407
25 Shattuck Street
Boston, MA 02115
Keri_godin@hms.harvard.edu 

3. José Martinez

Title IX Resource Coordinator for Staff and Postdocs
Gordon Hall, Human Resources, Suite 150
25 Shattuck Street Boston, MA 02115
Jose_martinez@hms.harvard.edu